In October, Ohio Valley Bank launched a new financial literacy program called “Adventures in Credit.” The program’s goal is to teach fourth graders the importance of using credit wisely.

When the Bank contacted Ellenda Ward, Executive Director of Communities In Schools of Cabell County about the “Adventures in Credit” program, she immediately started contacting elementary principals in Cabell County schools about the learning opportunity for fourth grade students.

“Incorporating multiplication and percentages in the discussion of credit can make the credit adventure very relevant for students in today’s world,” says Ward. Use of credit enables us to purchase many things, but using it irresponsibly can be devastating. I think that is an important message to stress to children, she said.

Beginning Thursday, November 5, OVB bankers will be in classrooms at Davis Creek at 9:30 AM, and at Central City at 12:30 PM. On Friday at 10:00 AM, they will be at Culloden Elementary, and on Tuesday, November 10 at 1:30 PM, they will visit Martha Elementary.

The program puts an Ohio Valley Bank banker in the classroom for an action-packed adventure as students help the superhero team called The Centsables obtain a mega-bike to help thwart the evil-doers. The kids learn basic interest calculations and get a feel for the cost of financing.

“The choices young adults make with their first credit card will impact their lives years later when they apply for a car loan or even a mortgage. It is never too early to start teaching responsible spending. Ohio Valley Bank is happy to lend a hand for this important piece of our kids' education and financial well being,” commented Chris Preston, Assistant Vice President, and Regional Branch Administrator.


“OVB Adventures in Credit” is offered free to schools within the Ohio Valley Bank service area.